Health insurance rates on Maine’s marketplace will increase by nearly 15% in 2024, according to the state Bureau of Insurance.

Carriers filed their requests for increases in June, which state and federal officials considered over the summer.

Open enrollment begins on Nov. 1.

Maine Community Health Options could see the biggest increase at 17.7%, according to filings with the bureau from June. Taro Health Plan of Maine could jump 16.5%, and Harvard Pilgrim Health Care could rise by 14.8%.

Anthem Health Plans of Maine could see the smallest increase of Maine’s carriers, at 11.4%.

These higher rates are on par with a roughly 15% increase that carriers requested last year.

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The Bureau of Insurance said rates often go up because of rising health care costs, increased usage, new laws and changes to how carriers receive reimbursements from the federal government.

But most consumers don’t have to pay more when rates go up, because they qualify for income-based tax credits.

In 2022, the bureau said more than 80% of users qualified for advance premium tax credits, which limited what they had to pay based on what they earn.

Staff Writer Joe Lawlor contributed to this report.